Financing 101 at Scott Chevrolet in Allentown, PA

Getting a new Chevrolet should feel exciting – not overwhelming. That’s why at Scott Chevrolet in Allentown, PA, we make financing simple, transparent, and enjoyable. Whether you're eyeing a brand-new Silverado or a high-quality certified pre-owned Chevrolet Equinox, we’re here to help you navigate every step with confidence.

First Things First: What Is Auto Financing?

Auto financing means borrowing money from a lender to purchase a vehicle. Instead of paying the full price upfront, you agree to monthly payments that include the loan amount plus interest. This gives you the freedom to drive the vehicle you want now while spreading the cost over time.

If you're planning to trade in your current vehicle or make a down payment, those can lower your monthly payments or even shorten your loan term. And yes, our team will walk you through all the options to find the one that makes the most sense for your lifestyle and budget.

Finance or Lease?

Both choices come with perks, depending on how you like to drive.

• Financing: This is great if you want to own your vehicle outright. Once the loan is paid off, it’s yours, no strings attached. You’re free to drive as many miles as you want, make customizations, and sell or trade it in whenever you're ready for something new.
• Leasing: This usually means lower monthly payments and the ability to upgrade to a newer model every few years. It’s a smart move if you like driving the latest tech and staying under warranty. Plus, you can still finance your lease buyout if you fall in love with the vehicle and want to keep it.

Not sure which direction to go? That’s what we’re here for. Our finance experts can break down both options, side by side.

We Work with All Credit Types

Perfect credit? Great. Still building credit? That’s okay, too. Scott Chevrolet works with a network of trusted lenders, giving us the flexibility to build financing solutions for a wide range of credit situations. Whether you're buying your first vehicle or upgrading your family SUV, we’ll find a path that works for you.

We’re also happy to answer questions about co-signers, interest rates, and what lenders look for during the approval process. We won’t pressure you; we’ll provide the right information so you can make the best decision based on your needs.

Get Pre-Approved Online

Want to speed things up? You can get pre-approved right now using our secure online finance application. It only takes a few minutes and doesn’t require a commitment. Getting pre-approved can help you understand what kind of monthly payment range fits your budget before you even set foot in our Allentown showroom.

Once you're pre-approved, our team can tailor your vehicle options to fit your financial comfort zone. No guessing games – just straightforward, helpful service.

Trading In? We Make That Easy, Too

If you have a vehicle to trade in, we’ll ensure you get a fair market value. Use our online trade-in tool to get an estimate, or bring your vehicle to the dealership for a fast, in-person appraisal. The value of your trade can go straight toward your down payment, helping lower your monthly cost.

Why Finance with Scott Chevrolet?

Because we do things differently, you won’t find pushy sales tactics or confusing fine print here. Instead, you’ll get a friendly team that knows Chevrolet vehicles inside and out – and understands that financing should never be a roadblock to driving a vehicle you love.

We're local. We're knowledgeable. And we genuinely care about getting you the best deal possible.

Start Your Financing Journey Today

Ready to take the next step? Visit Scott Chevrolet in Allentown or apply online to get pre-approved. Whether you're shopping for a new Chevrolet Trailblazer or a certified pre-owned Blazer, we’ll help you move forward with a financing plan that feels right – start to finish.